Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,562$378,562$494,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$116,348$0
Funding fee$1,893$1,893$0
Note rate5.890%5.890%7.400%
Blended rate5.890%6.386%7.640%
1st payment$2,369.99$2,369.99$3,426.66
2nd payment$0.00$775.65$0.00
Taxes / mo$231.92$231.92$231.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$50.00$50.00$50.00
Total monthly$2,818.57$3,594.23$3,974.22
Cash to close$171,338$54,990$54,990