Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,753$229,410
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,174$0
Note rate5.300%7.320%
Blended rate5.300%7.560%
1st payment$1,387.71$1,575.89
2nd payment$0.00$0.00
Taxes / mo$193.75$193.75
Insurance / mo$150.00$150.00
MI / mo$0.00$45.88
HOA / mo$287.00$287.00
Total monthly$2,018.46$2,252.52
Cash to close$20,147$25,490