Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$103,045$103,045$166,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$63,455$0
Funding fee$515$515$0
Note rate4.000%4.000%7.400%
Blended rate4.000%5.906%7.640%
1st payment$534.71$534.71$1,152.81
2nd payment$0.00$475.91$0.00
Taxes / mo$177.92$177.92$177.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$33.30
HOA / mo$281.00$281.00$281.00
Total monthly$1,143.62$1,619.53$1,795.03
Cash to close$81,955$18,500$18,500