Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$499,197$499,197$503,910
Remaining term (yrs)26.926.930.0
Secondary amount$0$32,708$0
Funding fee$2,496$2,496$0
Note rate7.230%7.230%7.400%
Blended rate7.230%7.516%7.640%
1st payment$3,505.24$3,505.24$3,488.97
2nd payment$0.00$323.68$0.00
Taxes / mo$446.92$446.92$446.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.78
HOA / mo$19.58$19.58$19.58
Total monthly$4,138.41$4,462.08$4,222.92
Cash to close$60,703$27,995$55,990