Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$806,227$806,227$1,529,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$722,873$0
Funding fee$4,031$4,031$0
Note rate6.080%6.080%7.400%
Blended rate6.080%6.869%7.640%
1st payment$4,988.80$4,988.80$10,587.18
2nd payment$0.00$4,668.56$0.00
Taxes / mo$995.83$995.83$995.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$305.82
HOA / mo$0.00$0.00$0.00
Total monthly$6,201.30$10,869.86$12,105.50
Cash to close$892,773$169,900$169,900