Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$132,798$132,798$369,000
Remaining term (yrs)14.414.430.0
Secondary amount$0$236,202$0
Funding fee$0$0$0
Note rate2.810%2.810%7.320%
Blended rate3.660%6.278%7.560%
1st payment$925.80$925.80$2,534.77
2nd payment$0.00$1,525.47$0.00
Taxes / mo$133.08$133.08$133.08
Insurance / mo$150.00$150.00$150.00
MI / mo$120.30$120.30$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,329.18$2,854.65$2,891.66
Cash to close$277,202$41,000$41,000