Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$75,166$75,166$144,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$68,834$0
Funding fee$376$376$0
Note rate2.980%2.980%7.320%
Blended rate2.980%5.858%7.560%
1st payment$357.27$357.27$989.18
2nd payment$0.00$516.26$0.00
Taxes / mo$191.08$191.08$191.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$28.80
HOA / mo$0.00$0.00$0.00
Total monthly$698.35$1,214.61$1,359.06
Cash to close$84,834$16,000$16,000