Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,821$355,500
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,869$0
Note rate6.570%7.320%
Blended rate6.570%7.560%
1st payment$2,472.91$2,442.04
2nd payment$0.00$0.00
Taxes / mo$379.50$379.50
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$115.00$115.00
Total monthly$3,117.41$3,157.64
Cash to close$21,179$39,500