Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$180,444$179,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$902$0
Note rate5.510%7.400%
Blended rate5.510%7.640%
1st payment$1,089.43$1,240.05
2nd payment$0.00$0.00
Taxes / mo$210.42$210.42
Insurance / mo$150.00$150.00
MI / mo$0.00$35.82
HOA / mo$0.00$0.00
Total monthly$1,449.84$1,636.29
Cash to close$18,556$19,900