Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$10,408$10,408$391,500
Remaining term (yrs)0.70.730.0
Secondary amount$0$381,092$0
Funding fee$52$52$0
Note rate7.720%7.720%7.320%
Blended rate7.720%7.749%7.560%
1st payment$1,077.94$1,077.94$2,689.33
2nd payment$0.00$2,461.22$0.00
Taxes / mo$174.00$174.00$174.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$27.00$27.00$27.00
Total monthly$1,428.94$3,890.16$3,118.63
Cash to close$424,592$43,500$43,500