Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$363,477$363,477$405,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$41,523$0
Funding fee$1,817$1,817$0
Note rate3.040%3.040%7.400%
Blended rate3.040%3.651%7.640%
1st payment$1,742.91$1,742.91$2,804.14
2nd payment$0.00$311.42$0.00
Taxes / mo$553.08$553.08$553.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$99.67$99.67$99.67
Total monthly$2,545.66$2,857.08$3,687.89
Cash to close$86,523$45,000$45,000