Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$123,685$123,685$188,910
Remaining term (yrs)23.723.730.0
Secondary amount$0$65,225$0
Funding fee$618$618$0
Note rate3.150%3.150%7.320%
Blended rate3.150%5.170%7.560%
1st payment$615.47$615.47$1,297.68
2nd payment$0.00$489.18$0.00
Taxes / mo$147.33$147.33$147.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.78
HOA / mo$0.00$0.00$0.00
Total monthly$912.80$1,401.99$1,632.80
Cash to close$86,215$20,990$20,990