Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$423,083$359,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,115$0
Note rate5.125%7.320%
Blended rate5.125%7.560%
1st payment$2,370.75$2,472.33
2nd payment$0.00$0.00
Taxes / mo$275.83$275.83
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$288.00$288.00
Total monthly$3,084.58$3,258.15
Cash to close$0$39,990