Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$127,803$127,803$269,100
Remaining term (yrs)19.919.930.0
Secondary amount$0$141,297$0
Funding fee$639$639$0
Note rate3.430%3.430%7.400%
Blended rate3.430%5.830%7.640%
1st payment$734.49$734.49$1,863.19
2nd payment$0.00$941.98$0.00
Taxes / mo$249.17$249.17$249.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,133.66$2,075.64$2,316.18
Cash to close$171,197$29,900$29,900