Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$361,004$351,900
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,805$0
Note rate6.330%7.400%
Blended rate6.330%7.640%
1st payment$2,347.11$2,436.48
2nd payment$0.00$0.00
Taxes / mo$211.50$211.50
Insurance / mo$150.00$150.00
MI / mo$0.00$70.38
HOA / mo$97.00$97.00
Total monthly$2,805.61$2,965.36
Cash to close$29,996$39,100