Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$152,863$152,863$346,500
Remaining term (yrs)11.911.930.0
Secondary amount$0$193,637$0
Funding fee$764$764$0
Note rate6.470%6.470%7.400%
Blended rate6.470%7.325%7.640%
1st payment$1,522.18$1,522.18$2,399.10
2nd payment$0.00$1,290.91$0.00
Taxes / mo$187.25$187.25$187.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$1.50$1.50$1.50
Total monthly$1,860.93$3,151.84$2,807.15
Cash to close$232,137$38,500$38,500