Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$614,624$566,899
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.780%7.400%
Blended rate7.330%7.640%
1st payment$4,088.38$3,925.10
2nd payment$0.00$0.00
Taxes / mo$524.91$524.91
Insurance / mo$166.67$166.67
MI / mo$288.02$113.38
HOA / mo$0.00$0.00
Total monthly$5,067.98$4,730.05
Cash to close$15,264$62,989