Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$174,297$174,297$211,050
Remaining term (yrs)29.529.530.0
Secondary amount$0$36,753$0
Funding fee$871$871$0
Note rate5.990%5.990%7.400%
Blended rate5.990%6.514%7.640%
1st payment$1,048.09$1,048.09$1,461.27
2nd payment$0.00$275.65$0.00
Taxes / mo$159.58$159.58$159.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.21
HOA / mo$0.00$0.00$0.00
Total monthly$1,357.67$1,633.32$1,813.06
Cash to close$60,203$23,450$23,450