Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$210,899$202,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,054$0
Note rate6.730%7.400%
Blended rate6.730%7.640%
1st payment$1,421.55$1,402.07
2nd payment$0.00$0.00
Taxes / mo$226.83$226.83
Insurance / mo$150.00$150.00
MI / mo$0.00$40.50
HOA / mo$0.00$0.00
Total monthly$1,798.38$1,819.40
Cash to close$14,101$22,500