Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$175,500
Remaining term (yrs)0.00.030.0
Secondary amount$0$175,500$0
Funding fee$0$0$0
Note rate6.770%6.770%7.320%
Blended rate6.770%8.000%7.560%
1st payment$15,555.74$15,555.74$1,205.56
2nd payment$0.00$1,170.00$0.00
Taxes / mo$162.50$162.50$162.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.10
HOA / mo$0.00$0.00$0.00
Total monthly$15,868.24$17,038.24$1,553.16
Cash to close$195,000$19,500$19,500