Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$335,589$335,589$341,999
Remaining term (yrs)26.426.430.0
Secondary amount$0$25,410$0
Funding fee$0$0$0
Note rate6.150%6.150%7.320%
Blended rate6.700%7.064%7.560%
1st payment$2,141.29$2,141.29$2,349.30
2nd payment$0.00$251.45$0.00
Taxes / mo$539.17$539.17$539.17
Insurance / mo$150.00$150.00$150.00
MI / mo$161.09$161.09$68.40
HOA / mo$150.00$150.00$150.00
Total monthly$3,141.55$3,393.00$3,256.86
Cash to close$44,410$19,000$38,000