Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$126,185$126,185$292,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$166,315$0
Funding fee$631$631$0
Note rate2.990%2.990%7.320%
Blended rate2.990%5.839%7.560%
1st payment$614.51$614.51$2,009.27
2nd payment$0.00$1,108.76$0.00
Taxes / mo$166.25$166.25$166.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$236.00$236.00$236.00
Total monthly$1,166.76$2,275.53$2,620.02
Cash to close$198,815$32,500$32,500