Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,354$354,354$589,410
Remaining term (yrs)21.521.530.0
Secondary amount$0$235,056$0
Funding fee$1,772$1,772$0
Note rate4.460%4.460%7.400%
Blended rate4.460%5.772%7.640%
1st payment$2,128.19$2,128.19$4,080.96
2nd payment$0.00$1,518.07$0.00
Taxes / mo$297.75$297.75$297.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.88
HOA / mo$145.00$145.00$145.00
Total monthly$2,737.61$4,255.68$4,808.25
Cash to close$300,546$65,490$65,490