Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,161$394,161$431,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$37,749$0
Funding fee$1,971$1,971$0
Note rate2.800%2.800%7.320%
Blended rate2.800%3.342%7.560%
1st payment$1,828.41$1,828.41$2,966.92
2nd payment$0.00$283.11$0.00
Taxes / mo$399.92$399.92$399.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,395.00$2,678.11$3,619.89
Cash to close$85,739$47,990$47,990