Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,722$233,910
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,184$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$1,487.14$1,606.80
2nd payment$0.00$0.00
Taxes / mo$82.42$82.42
Insurance / mo$150.00$150.00
MI / mo$0.00$46.78
HOA / mo$0.00$0.00
Total monthly$1,719.56$1,886.00
Cash to close$23,178$25,990