Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,909$423,000
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$2,235$0
Note rate3.120%7.400%
Blended rate3.120%7.640%
1st payment$2,124.06$2,928.77
2nd payment$0.00$0.00
Taxes / mo$391.67$391.67
Insurance / mo$166.67$166.67
MI / mo$0.00$84.60
HOA / mo$0.00$0.00
Total monthly$2,682.39$3,571.70
Cash to close$23,091$47,000