Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,763$227,700
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,149$0
Note rate6.110%7.400%
Blended rate6.110%7.640%
1st payment$1,400.73$1,576.55
2nd payment$0.00$0.00
Taxes / mo$77.83$77.83
Insurance / mo$150.00$150.00
MI / mo$0.00$45.54
HOA / mo$0.00$0.00
Total monthly$1,628.57$1,849.92
Cash to close$23,237$25,300