Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$187,156$187,156$269,100
Remaining term (yrs)28.428.430.0
Secondary amount$0$81,944$0
Funding fee$936$936$0
Note rate6.870%6.870%7.320%
Blended rate6.870%7.519%7.560%
1st payment$1,247.53$1,247.53$1,848.53
2nd payment$0.00$614.58$0.00
Taxes / mo$525.00$525.00$525.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,922.53$2,537.11$2,577.35
Cash to close$111,844$29,900$29,900