Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$125,897$121,500
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$629$0
Note rate6.830%7.400%
Blended rate6.830%7.640%
1st payment$834.31$841.24
2nd payment$0.00$0.00
Taxes / mo$141.75$141.75
Insurance / mo$150.00$150.00
MI / mo$0.00$24.30
HOA / mo$263.00$263.00
Total monthly$1,389.06$1,420.29
Cash to close$9,103$13,500