Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$442,124$440,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.810%7.400%
Blended rate6.660%7.640%
1st payment$2,753.76$3,047.16
2nd payment$0.00$0.00
Taxes / mo$407.58$407.58
Insurance / mo$166.67$166.67
MI / mo$332.08$88.02
HOA / mo$58.33$58.33
Total monthly$3,718.42$3,767.76
Cash to close$46,876$48,900