Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$572,270$572,270$583,200
Remaining term (yrs)23.923.930.0
Secondary amount$0$43,330$0
Funding fee$0$0$0
Note rate3.270%3.270%7.400%
Blended rate4.120%4.666%7.640%
1st payment$2,870.29$2,870.29$4,037.96
2nd payment$0.00$428.79$0.00
Taxes / mo$540.00$540.00$540.00
Insurance / mo$166.67$166.67$166.67
MI / mo$465.99$465.99$116.64
HOA / mo$0.00$0.00$0.00
Total monthly$4,042.95$4,471.73$4,861.27
Cash to close$75,730$32,400$64,800