Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$655,177$630,000
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$3,276$0
Note rate5.980%7.320%
Blended rate5.980%7.560%
1st payment$3,939.58$4,327.66
2nd payment$0.00$0.00
Taxes / mo$528.67$528.67
Insurance / mo$166.67$166.67
MI / mo$0.00$126.00
HOA / mo$0.00$0.00
Total monthly$4,634.91$5,149.00
Cash to close$44,823$70,000