Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,653$360,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,233$0
Note rate6.990%7.320%
Blended rate6.990%7.560%
1st payment$3,041.40$2,472.95
2nd payment$0.00$0.00
Taxes / mo$553.92$553.92
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$126.67$126.67
Total monthly$3,871.99$3,375.54
Cash to close$0$40,000