Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,868$445,050
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$2,299$0
Note rate6.020%7.400%
Blended rate6.020%7.640%
1st payment$2,912.06$3,081.44
2nd payment$0.00$0.00
Taxes / mo$412.08$412.08
Insurance / mo$166.67$166.67
MI / mo$0.00$89.01
HOA / mo$160.00$160.00
Total monthly$3,650.81$3,909.20
Cash to close$34,632$49,450