Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$170,803$170,803$202,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$31,697$0
Funding fee$854$854$0
Note rate3.650%3.650%7.320%
Blended rate3.650%4.487%7.560%
1st payment$911.22$911.22$1,391.03
2nd payment$0.00$237.73$0.00
Taxes / mo$3.17$3.17$3.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.50
HOA / mo$400.00$400.00$400.00
Total monthly$1,464.39$1,702.12$1,984.70
Cash to close$54,197$22,500$22,500