Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$181,615$181,615$323,910
Remaining term (yrs)22.622.630.0
Secondary amount$0$142,295$0
Funding fee$908$908$0
Note rate4.500%4.500%7.400%
Blended rate4.500%6.038%7.640%
1st payment$1,064.04$1,064.04$2,242.69
2nd payment$0.00$948.63$0.00
Taxes / mo$299.92$299.92$299.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$12.50$12.50$12.50
Total monthly$1,526.46$2,475.09$2,769.89
Cash to close$178,285$35,990$35,990