Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$219,912$215,550
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,100$0
Note rate6.090%7.320%
Blended rate6.090%7.560%
1st payment$1,337.85$1,480.68
2nd payment$0.00$0.00
Taxes / mo$303.08$303.08
Insurance / mo$150.00$150.00
MI / mo$0.00$43.11
HOA / mo$0.00$0.00
Total monthly$1,790.93$1,976.87
Cash to close$19,588$23,950