Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,091$351,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,795$0
Note rate5.250%7.320%
Blended rate5.250%7.560%
1st payment$2,118.39$2,411.13
2nd payment$0.00$0.00
Taxes / mo$109.17$109.17
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$0.00$0.00
Total monthly$2,377.56$2,740.49
Cash to close$30,909$39,000