Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$185,418$190,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.120%7.320%
Blended rate6.670%7.560%
1st payment$1,178.14$1,305.17
2nd payment$0.00$0.00
Taxes / mo$47.67$47.67
Insurance / mo$150.00$150.00
MI / mo$88.92$38.00
HOA / mo$400.00$400.00
Total monthly$1,864.72$1,940.83
Cash to close$25,693$21,111