Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$182,476$157,500
Remaining term (yrs)22.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.460%7.320%
Blended rate5.310%7.560%
1st payment$1,069.58$1,081.92
2nd payment$0.00$0.00
Taxes / mo$301.83$301.83
Insurance / mo$150.00$150.00
MI / mo$150.23$31.50
HOA / mo$709.00$709.00
Total monthly$2,380.64$2,274.25
Cash to close$0$17,500