Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$336,785$337,500
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.810%7.320%
Blended rate6.660%7.560%
1st payment$2,094.77$2,318.39
2nd payment$0.00$0.00
Taxes / mo$477.92$477.92
Insurance / mo$150.00$150.00
MI / mo$252.61$67.50
HOA / mo$75.00$75.00
Total monthly$3,050.29$3,088.81
Cash to close$38,215$37,500