Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$127,521$127,521$286,200
Remaining term (yrs)20.420.430.0
Secondary amount$0$158,679$0
Funding fee$638$638$0
Note rate4.190%4.190%7.320%
Blended rate4.190%6.302%7.560%
1st payment$773.35$773.35$1,966.00
2nd payment$0.00$1,057.86$0.00
Taxes / mo$370.83$370.83$370.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.24
HOA / mo$214.00$214.00$214.00
Total monthly$1,508.18$2,566.04$2,758.07
Cash to close$190,479$31,800$31,800