Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$418,093$396,000
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,090$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$2,708.00$2,741.82
2nd payment$0.00$0.00
Taxes / mo$215.33$215.33
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$2.25$2.25
Total monthly$3,075.59$3,188.61
Cash to close$21,907$44,000