Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$337,690$337,690$359,997
Remaining term (yrs)26.626.630.0
Secondary amount$0$42,307$0
Funding fee$1,688$1,688$0
Note rate6.130%6.130%7.320%
Blended rate6.130%6.770%7.560%
1st payment$2,142.46$2,142.46$2,472.93
2nd payment$0.00$418.66$0.00
Taxes / mo$85.50$85.50$85.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$39.58$39.58$39.58
Total monthly$2,417.54$2,836.20$2,820.01
Cash to close$62,307$20,000$40,000