Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$503,709$495,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,519$0
Note rate5.780%7.320%
Blended rate5.780%7.560%
1st payment$3,123.77$3,400.31
2nd payment$0.00$0.00
Taxes / mo$458.33$458.33
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$160.00$160.00
Total monthly$3,908.77$4,284.31
Cash to close$46,291$55,000