Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$151,731$151,731$178,110
Remaining term (yrs)27.127.130.0
Secondary amount$0$26,379$0
Funding fee$759$759$0
Note rate6.950%6.950%7.320%
Blended rate6.950%7.254%7.560%
1st payment$1,035.45$1,035.45$1,223.49
2nd payment$0.00$197.84$0.00
Taxes / mo$164.92$164.92$164.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,350.37$1,548.21$1,574.03
Cash to close$46,169$19,790$19,790