Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$223,908$218,700
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,120$0
Note rate6.290%7.320%
Blended rate6.290%7.560%
1st payment$1,459.24$1,502.32
2nd payment$0.00$0.00
Taxes / mo$301.83$301.83
Insurance / mo$150.00$150.00
MI / mo$0.00$43.74
HOA / mo$60.00$60.00
Total monthly$1,971.07$2,057.89
Cash to close$19,092$24,300