Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$495,998$449,910
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.350%7.400%
Blended rate6.900%7.640%
1st payment$3,154.59$3,115.09
2nd payment$0.00$0.00
Taxes / mo$609.33$609.33
Insurance / mo$166.67$166.67
MI / mo$232.36$89.98
HOA / mo$108.33$108.33
Total monthly$4,271.28$4,089.40
Cash to close$3,902$49,990