Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$99,306$99,306$592,999
Remaining term (yrs)16.316.330.0
Secondary amount$0$493,693$0
Funding fee$497$497$0
Note rate3.350%3.350%7.400%
Blended rate3.350%7.013%7.640%
1st payment$656.03$656.03$4,105.81
2nd payment$0.00$3,188.44$0.00
Taxes / mo$549.07$549.07$549.07
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.60
HOA / mo$415.00$415.00$415.00
Total monthly$1,786.77$4,975.21$5,355.15
Cash to close$559,582$65,889$65,889