Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$463,680$448,200
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,318$0
Note rate6.960%7.400%
Blended rate6.960%7.640%
1st payment$3,121.20$3,103.25
2nd payment$0.00$0.00
Taxes / mo$415.00$415.00
Insurance / mo$166.67$166.67
MI / mo$0.00$89.64
HOA / mo$0.00$0.00
Total monthly$3,702.87$3,774.55
Cash to close$34,320$49,800